How much retirement income may my 401(k) provide?

It may surprise you how significant your retirement account may accumulate simply by saving a small percentage of your salary each month in your 401(k) plan. Further, it may be useful to estimate your future monthly income generated by these retirement savings and what that means in today’s dollars.

The results and findings presented by this calculator may vary due to user input and assumptions. To discuss your results in greater detail and for a more in-depth financial analysis, use the contact form provided and a CFS* Financial Advisor will contact your shortly.

Years until retirement (1 to 50)

Current annual income ($)

Annual salary increases (0% to 10%)

Current 401(k) balance ($)

Before-tax 401(k) plan contribution (0% to 50%)

Pay period frequency

Employer match (0% to 300%)

Annual before-tax return: conservative (4% to 6%)

Annual before-tax return: moderate (7% to 9%)

Annual before-tax return: aggressive (10% to 12%)

Years during retirement (1 to 50)

Return during retirement (-12% to 8%) (-12% to 8%)

Expected inflation (0% to 10%)

for more information.

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.